:root {
  --ink: #202024;
  --muted: #63636c;
  --paper: #fff;
  --pearl: #f5f5f7;
  --line: #dddde3;
  --purple: #6943b4;
  --purple-soft: #eee8f8;
  --green: #236851;
  --header: 80px;
  color-scheme: light;
  font-family:
    "Noto Sans KR Variable",
    -apple-system,
    BlinkMacSystemFont,
    sans-serif;
  color: var(--ink);
  background: var(--paper);
  font-weight: 400;
  letter-spacing: 0;
  font-synthesis: none;
}
* {
  box-sizing: border-box;
}
html {
  scroll-behavior: smooth;
  scroll-padding-top: 100px;
}
body {
  margin: 0;
  line-height: 1.75;
}
button,
input {
  font: inherit;
}
button,
a,
input,
summary {
  -webkit-tap-highlight-color: transparent;
}
a {
  color: inherit;
  text-decoration: none;
}
button,
summary {
  cursor: pointer;
}
img {
  display: block;
  max-width: 100%;
  height: auto;
}
svg {
  width: 20px;
  height: 20px;
  flex-shrink: 0;
  stroke-width: 1.6;
  vertical-align: middle;
}
h1,
h2,
h3,
p,
figure,
dl {
  margin: 0;
}
h1,
h2,
h3 {
  font-weight: 550;
  line-height: 1.3;
  word-break: keep-all;
  overflow-wrap: break-word;
}
p,
li,
dd {
  word-break: keep-all;
  overflow-wrap: anywhere;
}
h1 {
  font-size: 52px;
}
h2 {
  font-size: 40px;
}
h3 {
  font-size: 24px;
}
ul,
ol {
  padding-left: 24px;
}
button {
  color: inherit;
}
a:focus-visible,
button:focus-visible,
summary:focus-visible,
input:focus-visible,
select:focus-visible {
  outline: 3px solid var(--purple);
  outline-offset: 5px;
}
[hidden] {
  display: none !important;
}
.wrap {
  width: min(1240px, calc(100% - 96px));
  margin-inline: auto;
}
.narrow {
  max-width: 880px;
}
.band {
  padding-block: 96px;
}
.eyebrow {
  font-size: 13px;
  font-weight: 550;
  color: var(--purple);
  margin-bottom: 18px;
}
.section-heading {
  max-width: 760px;
  margin-bottom: 40px;
}
.section-intro {
  font-size: 17px;
  color: var(--muted);
  max-width: 660px;
  margin-top: 22px;
}
.small {
  font-size: 14px;
  color: var(--muted);
}
.actions {
  display: flex;
  gap: 12px;
  align-items: center;
  flex-wrap: wrap;
}
.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 12px;
  padding: 12px 24px;
  border: 1px solid var(--ink);
  border-radius: 6px;
  font-size: 15px;
  font-weight: 500;
  transition:
    background 0.18s,
    color 0.18s;
  white-space: normal;
  text-align: center;
}
.primary {
  background: var(--ink);
  color: #fff;
}
.primary:hover {
  background: var(--purple);
  border-color: var(--purple);
}
.secondary {
  background: transparent;
}
.secondary:hover {
  background: var(--purple-soft);
  border-color: var(--purple);
}
.compact {
  min-height: 44px;
  padding: 8px 18px;
  font-size: 14px;
}
.text-link {
  display: inline-flex;
  gap: 10px;
  align-items: center;
  min-height: 44px;
  color: var(--purple);
  font-size: 15px;
}
.text-link:hover {
  text-decoration: underline;
  text-underline-offset: 5px;
}
.disclosure {
  margin-top: 14px;
  font-size: 14px;
  color: #595962;
  line-height: 1.7;
}
.disclosure a {
  text-decoration: underline;
  text-underline-offset: 3px;
  margin-left: 5px;
  white-space: nowrap;
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
.skip-link {
  position: fixed;
  top: -100px;
  left: 16px;
  z-index: 100;
  padding: 12px;
  background: #fff;
  border: 2px solid var(--purple);
}
.skip-link:focus {
  top: 12px;
}
.site-header {
  position: relative;
  z-index: 30;
  background: #f5f5f7;
  border-bottom: 1px solid #e3e3e7;
}
.header-inner {
  width: min(1440px, calc(100% - 64px));
  margin: auto;
  min-height: var(--header);
  display: flex;
  align-items: center;
  gap: 32px;
}
.brand {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}
.brand > span {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 32px;
  font-weight: 400;
  line-height: 1.2;
}
.brand-dot {
  color: var(--purple);
}
.brand small {
  font-size: 11px;
  line-height: 1.6;
  color: var(--muted);
  border-left: 1px solid #c9c9d1;
  padding-left: 14px;
}
.brand small span {
  display: block;
}
.desktop-nav {
  margin-left: auto;
  display: flex;
  gap: 26px;
  align-items: center;
}
.desktop-nav a {
  font-size: 14px;
  min-height: 44px;
  display: flex;
  align-items: center;
}
.desktop-nav a:hover,
.desktop-nav a[aria-current] {
  color: var(--purple);
}
.header-actions {
  display: flex;
  align-items: center;
  gap: 10px;
}
.icon-button {
  width: 44px;
  height: 44px;
  display: inline-flex;
  justify-content: center;
  align-items: center;
  border: 1px solid var(--line);
  background: transparent;
  border-radius: 6px;
}
.menu-toggle {
  display: none;
}
.mobile-nav {
  display: none;
}
.hero {
  position: relative;
  isolation: isolate;
  background: #dedede;
  overflow: hidden;
}
.hero-art {
  --art-height: clamp(280px, calc(100svh - var(--header) - 380px), 490px);
  position: relative;
  height: var(--art-height);
  overflow: hidden;
  mask-image: linear-gradient(to bottom, transparent, #000 16px);
}
.hero-scene {
  position: absolute;
  bottom: 0;
  left: 50%;
  transform: translateX(-50%);
  width: auto;
  max-width: none;
  height: calc(var(--art-height) * 1.65);
  mask-image: linear-gradient(
    to right,
    transparent,
    #000 8%,
    #000 92%,
    transparent
  );
}
.hero-copy {
  text-align: center;
  width: min(780px, calc(100% - 40px));
  margin: auto;
  padding: 32px 0 16px;
  position: relative;
}
.hero-brand {
  font-size: 14px;
  color: #545159;
  margin-bottom: 8px;
  line-height: 1.5;
}
.hero h1 {
  font-family: Georgia, "Times New Roman", serif;
  font-size: 60px;
  font-weight: 400;
  line-height: 1.15;
}
.hero h1 span {
  color: #57505f;
}
.hero-tagline {
  font-size: 22px;
  margin-top: 6px;
  line-height: 1.5;
  font-weight: 450;
}
.hero-description {
  font-size: 14px;
  color: #515159;
  line-height: 1.6;
  margin-top: 10px;
}
.hero .actions {
  justify-content: center;
  margin-top: 16px;
}
.hero-commercial-note {
  font-size: 14px;
  color: #5c5962;
  margin-top: 12px;
}
.hero-next {
  position: absolute;
  bottom: 20px;
  right: 40px;
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 12px;
  color: #363238;
  background: #f7f7f8e8;
  padding: 8px 14px;
  border-radius: 6px;
}
.hero-next svg {
  width: 28px;
  height: 28px;
}
.benefit-band {
  background: #fff;
  border-bottom: 1px solid var(--line);
}
.benefit-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  padding-block: 34px;
  gap: 32px;
}
.benefit-strip > div {
  display: flex;
  flex-direction: column;
  align-items: center;
  border-right: 1px solid var(--line);
}
.benefit-strip > div:last-child {
  border: 0;
}
.benefit-strip strong {
  font-family: Georgia, serif;
  font-size: 28px;
  font-weight: 400;
  line-height: 1.4;
}
.benefit-strip span {
  font-size: 14px;
  margin-top: 3px;
  color: var(--muted);
}
.benefit-strip a {
  font-size: 12px;
  color: var(--purple);
  display: flex;
  gap: 10px;
  align-items: center;
  min-height: 36px;
  margin-top: 5px;
}
.segment {
  display: inline-flex;
  gap: 4px;
  background: var(--pearl);
  padding: 5px;
  border-radius: 8px;
  max-width: 100%;
  margin-bottom: 36px;
}
.segment button {
  border: 0;
  min-height: 48px;
  border-radius: 5px;
  background: transparent;
  padding: 10px 24px;
  font-size: 15px;
}
.segment [aria-selected="true"] {
  background: #fff;
  box-shadow: 0 1px 5px #27202f17;
  color: var(--purple);
}
.mode-panel {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: center;
  min-height: 302px;
}
.mode-panel h3 {
  font-size: 36px;
}
.mode-panel p:not(.eyebrow) {
  max-width: 540px;
  margin-top: 22px;
  color: var(--muted);
  font-size: 16px;
}
.mode-panel .text-link {
  margin-top: 20px;
}
.mode-panel + .mode-panel {
  margin-top: 48px;
}
.mode-switch.enhanced .mode-panel + .mode-panel {
  margin-top: 0;
}
.payment-flow {
  margin: 0;
  padding: 0;
  list-style: none;
  border-block: 1px solid var(--line);
}
.payment-flow li {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 22px 12px;
  border-bottom: 1px solid var(--line);
}
.payment-flow li:last-child {
  border: 0;
}
.flow-icon {
  display: grid;
  place-items: center;
  width: 52px;
  height: 52px;
  border-radius: 50%;
  background: var(--purple-soft);
  color: var(--purple);
  flex-shrink: 0;
}
.flow-icon svg {
  width: 24px;
  height: 24px;
}
.payment-flow small {
  font-size: 12px;
  color: var(--muted);
  display: block;
}
.payment-flow strong {
  font-size: 17px;
  font-weight: 500;
}
.memberships {
  background: var(--pearl);
}
.membership-gallery {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 28px;
}
.membership-gallery article {
  min-width: 0;
}
.membership-photo {
  aspect-ratio: 1.55;
  display: grid;
  place-items: center;
}
.membership-photo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
  transition: transform 0.3s;
}
.membership-gallery a:hover img {
  transform: translateY(-5px);
}
.membership-gallery a:focus-visible {
  display: block;
}
.membership-gallery h3 {
  font-family: Georgia, serif;
  font-size: 28px;
  font-weight: 400;
  margin-top: 18px;
  display: flex;
  justify-content: space-between;
  align-items: center;
}
.membership-gallery h3 span {
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  background: #fff;
  border-radius: 50%;
  border: 1px solid var(--line);
}
.membership-gallery a[aria-current="true"] h3 span {
  background: var(--purple);
  color: #fff;
  border-color: var(--purple);
}
.membership-gallery p {
  font-size: 13px;
  color: var(--muted);
  margin-top: 3px;
}
.membership-details {
  margin-top: 42px;
  border-top: 1px solid #ccc9d2;
}
.membership-details article {
  display: grid;
  grid-template-columns: 1fr 2fr;
  gap: 50px;
  padding: 30px 0;
  min-height: 245px;
}
.membership-details h3 {
  font-size: 25px;
}
.membership-details article p:not(.eyebrow) {
  font-size: 16px;
  color: var(--muted);
}
.inline-features {
  display: flex;
  flex-wrap: wrap;
  gap: 16px 22px;
  list-style: none;
  margin: 18px 0 8px;
  padding: 0;
}
.inline-features li {
  font-size: 13px;
  display: flex;
  gap: 7px;
  align-items: center;
}
.inline-features svg {
  width: 17px;
  color: var(--purple);
}
.membership-details > .small {
  border-top: 1px solid var(--line);
  padding-top: 16px;
}
.membership-details > .small .text-link {
  font-size: 14px;
  min-height: 28px;
}
.use-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
.use-grid figure {
  aspect-ratio: 1.4;
  overflow: hidden;
  border-radius: 8px;
  background: var(--pearl);
}
.use-grid img {
  height: 100%;
  width: 100%;
  object-fit: cover;
  object-position: center 80%;
}
.use-copy {
  padding: 28px 0 0;
}
.use-copy .eyebrow {
  margin-bottom: 10px;
}
.use-copy h3 {
  font-size: 27px;
}
.use-copy p:not(.eyebrow) {
  color: var(--muted);
  font-size: 16px;
  max-width: 520px;
  margin: 16px 0 12px;
}
.fit-line {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
  padding-top: 32px;
  margin-top: 36px;
  border-top: 1px solid var(--line);
}
.fit-line p {
  font-size: 14px;
  color: var(--muted);
}
.fit-line strong {
  display: block;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 5px;
}
.start-band {
  background: var(--pearl);
}
.heading-row {
  display: flex;
  gap: 30px;
  align-items: start;
  justify-content: space-between;
}
.start-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
  list-style: none;
  padding: 0;
  margin: 12px 0 0;
}
.start-steps li {
  border-top: 1px solid #bfbac9;
  padding-top: 24px;
}
.start-steps span {
  font-family: Georgia, serif;
  font-size: 36px;
  color: var(--purple);
  line-height: 1;
}
.start-steps h3 {
  font-size: 21px;
  margin-top: 18px;
}
.start-steps p {
  font-size: 15px;
  color: var(--muted);
  margin-top: 12px;
}
.faq-layout {
  display: grid;
  grid-template-columns: 1fr 1.5fr;
  gap: 80px;
}
.faq-list {
  border-top: 1px solid var(--line);
}
.faq-list details {
  border-bottom: 1px solid var(--line);
}
.faq-list summary {
  padding: 22px 0;
  list-style: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  font-size: 17px;
  font-weight: 450;
}
.faq-list summary::-webkit-details-marker {
  display: none;
}
.faq-list details[open] summary svg {
  transform: rotate(45deg);
}
.faq-list details p {
  font-size: 16px;
  color: var(--muted);
  padding: 0 30px 24px 0;
  max-width: 780px;
}
.faq-layout .text-link {
  margin-top: 22px;
}
.sources {
  margin-top: 48px;
  border-top: 1px solid var(--line);
  padding-top: 22px;
  font-size: 14px;
  color: var(--muted);
}
.sources p time {
  margin-left: 10px;
}
.sources > div {
  display: flex;
  gap: 10px 22px;
  flex-wrap: wrap;
}
.sources .text-link {
  font-size: 14px;
  min-height: 34px;
}
.sources svg {
  width: 14px;
  height: 14px;
}
.final-cta {
  text-align: center;
  background: var(--purple-soft);
}
.final-cta h2 {
  font-size: 44px;
}
.final-cta .actions {
  justify-content: center;
  margin-top: 32px;
}
.site-footer {
  background: #f7f7f8;
  padding: 64px 0 24px;
}
.footer-identity {
  display: flex;
  justify-content: space-between;
  gap: 32px;
  align-items: flex-end;
  border-bottom: 1px solid var(--line);
  padding-bottom: 32px;
  margin-bottom: 36px;
}
.footer-identity p {
  color: var(--muted);
  font-size: 14px;
}
.footer-identity > div p {
  margin-top: 10px;
}
.footer-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 32px;
}
.footer-brand {
  font-family: Georgia, "Times New Roman", serif;
  font-weight: 400;
  font-size: 32px;
}
.footer-brand span {
  color: var(--muted);
  font-size: 20px;
  margin-left: 8px;
}
.footer-grid p {
  font-size: 14px;
  color: var(--muted);
  margin-top: 16px;
}
.footer-grid .footer-fine {
  font-size: 12px;
  margin-top: 24px;
}
.footer-grid nav {
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}
.footer-grid h2 {
  font-size: 14px;
  margin: 0 0 12px;
  font-weight: 550;
}
.footer-grid .text-link {
  font-size: 14px;
  color: var(--muted);
  min-height: 44px;
  gap: 6px;
}
.footer-grid svg {
  width: 14px;
  height: 14px;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 30px;
  border-top: 1px solid var(--line);
  margin-top: 24px;
  padding-top: 24px;
  font-size: 12px;
  color: var(--muted);
}
.footer-notice {
  margin-top: 40px;
  color: var(--muted);
  font-size: 14px;
  max-width: 1240px;
}
.footer-notice p + p {
  margin-top: 6px;
}
.page-hero {
  padding-block: 48px 64px;
}
.breadcrumb {
  display: flex;
  gap: 10px;
  align-items: center;
  font-size: 12px;
  color: var(--muted);
  margin-bottom: 42px;
  min-height: 24px;
}
.breadcrumb svg {
  width: 14px;
}
.page-hero h1 {
  max-width: 980px;
}
.page-lead {
  font-size: 18px;
  color: var(--muted);
  max-width: 730px;
  margin-top: 24px;
}
.page-hero .eyebrow {
  margin-bottom: 14px;
}
.guide-layout {
  display: grid;
  grid-template-columns: 210px minmax(0, 1fr);
  gap: 72px;
  padding-bottom: 72px;
}
.toc {
  position: sticky;
  top: 30px;
  align-self: start;
  border-top: 1px solid var(--line);
  padding-top: 20px;
}
.toc p {
  font-size: 13px;
  font-weight: 550;
  margin-bottom: 10px;
}
.toc a {
  display: flex;
  align-items: center;
  min-height: 46px;
  font-size: 14px;
  color: var(--muted);
}
.toc a:hover {
  color: var(--purple);
}
.guide-step {
  border-top: 1px solid var(--line);
  padding: 40px 0;
}
.guide-step:first-child {
  padding-top: 24px;
}
.guide-step header {
  display: flex;
  gap: 22px;
  align-items: center;
  margin-bottom: 26px;
}
.guide-step header > span {
  font-family: Georgia, serif;
  font-size: 42px;
  color: var(--purple);
  line-height: 1;
}
.guide-step h2 {
  font-size: 29px;
}
.guide-step p,
.prose p,
.text-section p {
  font-size: 16px;
  color: var(--muted);
  margin-bottom: 18px;
}
.guide-step .actions {
  margin-top: 26px;
}
.guide-step .disclosure {
  font-size: 14px;
}
.guide-step li,
.text-section li {
  margin-bottom: 14px;
  font-size: 16px;
  color: var(--muted);
}
.guide-step strong,
.text-section strong {
  color: var(--ink);
  font-weight: 550;
}
.guide-step .text-link {
  margin-right: 18px;
}
.check-list {
  padding: 0;
  list-style: none;
}
.check-list li {
  display: flex;
  gap: 12px;
  align-items: start;
}
.check-list svg {
  color: var(--purple);
  margin-top: 5px;
}
.note {
  display: flex;
  gap: 16px;
  border-left: 3px solid var(--purple);
  padding: 18px 24px;
  background: var(--pearl);
  margin: 28px 0;
}
.note > span {
  color: var(--purple);
}
.note strong {
  font-size: 15px;
  font-weight: 550;
}
.note p {
  font-size: 14px;
  line-height: 1.8;
  color: var(--muted);
  margin: 6px 0 0;
}
.guide-product {
  display: grid;
  grid-template-columns: 240px 1fr;
  gap: 32px;
  align-items: start;
}
.guide-product img {
  width: 100%;
  object-fit: contain;
  padding-top: 20px;
}
.guide-product p {
  font-size: 15px;
}
.text-section {
  padding: 36px 0;
  border-top: 1px solid var(--line);
}
.text-section h2,
.prose h2 {
  font-size: 30px;
  margin-bottom: 24px;
}
.prose section {
  padding: 36px 0;
  border-top: 1px solid var(--line);
}
.prose {
  padding-bottom: 70px;
}
.data-table {
  overflow-x: auto;
}
.data-table table {
  border-collapse: collapse;
  width: 100%;
  text-align: left;
  font-size: 15px;
}
.data-table caption {
  text-align: left;
  font-size: 13px;
  color: var(--muted);
  padding-bottom: 12px;
}
.data-table th,
.data-table td {
  padding: 20px;
  border-bottom: 1px solid var(--line);
  vertical-align: top;
}
.data-table th {
  font-weight: 500;
}
.data-table thead {
  background: var(--pearl);
}
.data-table tbody th {
  min-width: 140px;
}
.data-table td {
  color: var(--muted);
}
.calculator {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr);
  border: 1px solid var(--line);
  border-radius: 8px;
  overflow: hidden;
}
.calculator form {
  padding: 40px;
  min-width: 0;
}
.calculator h2 {
  font-size: 28px;
}
.calculator form > .small {
  margin: 12px 0 30px;
}
.field {
  display: block;
  min-width: 0;
}
.field > span {
  font-size: 13px;
  display: block;
  margin-bottom: 8px;
}
.input-wrap {
  display: flex;
  align-items: center;
  background: #fff;
  border: 1px solid #c6c6ce;
  border-radius: 5px;
  min-height: 48px;
  padding: 0 14px;
  gap: 8px;
}
.input-wrap input {
  width: 100%;
  min-width: 0;
  min-height: 48px;
  border: 0;
  background: transparent;
  padding: 5px 0;
  color: var(--ink);
  font-size: 18px;
  outline-offset: 1px;
}
.input-wrap > span {
  color: var(--muted);
  font-size: 13px;
}
.spend-heading {
  max-width: 350px;
}
.spend-heading input {
  font-size: 32px;
  min-height: 58px;
}
input[type="range"] {
  width: 100%;
  accent-color: var(--purple);
  margin: 22px 0 0;
  min-height: 24px;
}
.range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: var(--muted);
  margin-bottom: 28px;
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 22px;
}
.borrow-input {
  margin-top: 26px;
  border-block: 1px solid var(--line);
  padding: 18px 0;
}
.borrow-input summary {
  display: flex;
  gap: 12px;
  align-items: center;
  justify-content: space-between;
  font-size: 14px;
  list-style: none;
}
.borrow-input summary::-webkit-details-marker {
  display: none;
}
.borrow-input[open] summary svg {
  transform: rotate(45deg);
}
.borrow-input .form-grid {
  margin-top: 22px;
}
.error {
  font-size: 13px;
  color: #a12831;
  min-height: 26px;
  margin: 14px 0;
}
.calculator-result {
  background: var(--purple-soft);
  padding: 40px;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
}
.calculator-result h2 {
  font-size: 32px;
}
.calculator-result output {
  font-size: 52px;
  line-height: 1.2;
  color: var(--green);
  margin-top: 28px;
  overflow-wrap: anywhere;
  font-variant-numeric: tabular-nums;
  max-width: 100%;
}
.calculator-result output.negative {
  color: #a12831;
}
.calculator-result output.invalid {
  font-size: 30px;
  color: var(--muted);
}
#result-meaning {
  font-size: 14px;
  color: var(--muted);
  margin: 14px 0 26px;
}
.calculator-result dl {
  width: 100%;
  border-top: 1px solid #cec5de;
  padding-top: 12px;
}
.calculator-result dl div {
  display: flex;
  gap: 18px;
  justify-content: space-between;
  align-items: center;
  padding: 9px 0;
  font-size: 14px;
}
.calculator-result dd {
  margin: 0;
  font-variant-numeric: tabular-nums;
  text-align: right;
}
.result-note {
  font-size: 12px;
  color: #60596b;
  margin-top: auto;
  padding-top: 32px;
}
@media (min-width: 1800px) {
  .hero-copy {
    padding-top: 42px;
  }
  .hero h1 {
    font-size: 64px;
  }
  .hero-tagline {
    font-size: 26px;
  }
  .hero-description {
    font-size: 16px;
  }
}
@media (max-width: 1150px) {
  .desktop-nav {
    display: none;
  }
  .header-inner {
    gap: 20px;
    width: calc(100% - 40px);
  }
  .brand small {
    display: block;
  }
  .header-actions {
    margin-left: auto;
  }
  .menu-toggle {
    display: flex;
  }
  .mobile-nav {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4px 28px;
    padding: 12px 24px 24px;
    border-top: 1px solid var(--line);
  }
  .mobile-nav .text-link {
    border-bottom: 1px solid var(--line);
    justify-content: space-between;
    color: var(--ink);
  }
  .mobile-nav p {
    grid-column: 1/-1;
    font-size: 12px;
    color: var(--muted);
    margin-top: 10px;
  }
  .js .mobile-nav[hidden] {
    display: none;
  }
  .wrap {
    width: calc(100% - 64px);
  }
  .mode-panel {
    gap: 48px;
  }
  .faq-layout {
    gap: 48px;
  }
  .guide-layout {
    gap: 40px;
    grid-template-columns: 180px minmax(0, 1fr);
  }
  .guide-product {
    grid-template-columns: 180px 1fr;
  }
  .calculator form,
  .calculator-result {
    padding: 30px;
  }
  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 36px;
  }
}
@media (max-width: 900px) {
  :root {
    --header: 72px;
  }
  .desktop-nav {
    display: none;
  }
  .header-actions {
    margin-left: auto;
  }
  .brand small {
    display: block;
  }
  .menu-toggle {
    display: flex;
  }
  .mobile-nav {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 4px 28px;
    padding: 12px 24px 24px;
    border-top: 1px solid var(--line);
  }
  .mobile-nav .text-link {
    border-bottom: 1px solid var(--line);
    justify-content: space-between;
    color: var(--ink);
  }
  .mobile-nav p {
    grid-column: 1/-1;
    font-size: 12px;
    color: var(--muted);
    margin-top: 10px;
  }
  .js .mobile-nav[hidden] {
    display: none;
  }
  .band {
    padding-block: 72px;
  }
  .hero h1 {
    font-size: 48px;
  }
  .hero-tagline {
    font-size: 24px;
  }
  .hero-scene {
    object-position: center;
  }
  .membership-gallery {
    gap: 20px;
  }
  .membership-gallery h3 {
    font-size: 24px;
  }
  .membership-details article {
    grid-template-columns: 1fr 1.7fr;
    gap: 30px;
  }
  .mode-panel {
    gap: 36px;
  }
  .mode-panel h3 {
    font-size: 31px;
  }
  .guide-layout {
    grid-template-columns: 1fr;
    gap: 26px;
  }
  .toc {
    position: static;
    display: flex;
    flex-wrap: wrap;
    gap: 4px 24px;
  }
  .toc p {
    width: 100%;
    margin: 0;
  }
  .toc a {
    min-height: 36px;
  }
  .guide-product {
    grid-template-columns: 220px 1fr;
  }
  .faq-layout {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .start-steps {
    grid-template-columns: 1fr 1fr;
    gap: 34px;
  }
  .heading-row {
    display: block;
  }
  .heading-row > .button {
    margin-bottom: 28px;
  }
  .calculator {
    grid-template-columns: 1fr 1fr;
  }
  .calculator-result output {
    font-size: 42px;
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
  .use-copy h3 {
    font-size: 24px;
  }
  .final-cta h2 {
    font-size: 40px;
  }
}
@media (max-width: 600px) {
  :root {
    --header: 76px;
  }
  .wrap {
    width: calc(100% - 40px);
  }
  h1 {
    font-size: 34px;
  }
  h2 {
    font-size: 30px;
  }
  h3 {
    font-size: 22px;
  }
  .header-inner {
    width: calc(100% - 32px);
    gap: 12px;
  }
  .brand {
    gap: 2px;
    flex-direction: column;
    align-items: flex-start;
  }
  .brand > span {
    font-size: 29px;
  }
  .brand small {
    font-size: 10px;
    padding-left: 0;
    border: 0;
  }
  .brand small span {
    display: none;
  }
  .header-actions {
    gap: 8px;
  }
  .header-actions .compact {
    font-size: 12px;
    min-height: 40px;
    padding: 7px 12px;
    gap: 5px;
  }
  .header-actions svg {
    width: 16px;
    height: 16px;
  }
  .icon-button {
    height: 40px;
    width: 40px;
  }
  .mobile-nav {
    grid-template-columns: 1fr;
    padding-inline: 20px;
  }
  .band {
    padding-block: 56px;
  }
  .section-heading {
    margin-bottom: 30px;
  }
  .section-intro {
    font-size: 15px;
    margin-top: 18px;
  }
  .eyebrow {
    font-size: 12px;
    margin-bottom: 14px;
  }
  .hero-copy {
    padding: 24px 0 12px;
    width: calc(100% - 32px);
  }
  .hero-brand {
    font-size: 13px;
    margin-bottom: 6px;
  }
  .hero h1 {
    font-size: 46px;
  }
  .hero-tagline {
    font-size: 20px;
    margin-top: 8px;
  }
  .hero-description {
    font-size: 13px;
    margin-top: 12px;
  }
  .hero .actions {
    margin-top: 16px;
    gap: 9px;
  }
  .hero .button {
    min-height: 46px;
    padding: 10px 15px;
    font-size: 13px;
    gap: 6px;
  }
  .hero .button svg {
    width: 16px;
  }
  .hero-art {
    --art-height: clamp(270px, calc(100svh - var(--header) - 355px), 440px);
  }
  .hero-next {
    bottom: 14px;
    right: 20px;
    font-size: 11px;
  }
  .hero-next svg {
    width: 22px;
  }
  .benefit-strip {
    grid-template-columns: 1fr;
    gap: 0;
    padding-block: 8px;
  }
  .benefit-strip > div {
    display: grid;
    grid-template-columns: 1fr 1fr;
    align-items: center;
    padding: 20px 0;
    border-right: 0;
    border-bottom: 1px solid var(--line);
    gap: 3px 12px;
  }
  .benefit-strip > div:last-child {
    border: 0;
  }
  .benefit-strip strong {
    font-size: 24px;
    grid-row: 1/3;
  }
  .benefit-strip span {
    font-size: 12px;
  }
  .benefit-strip a {
    font-size: 11px;
    min-height: 30px;
    margin: 0;
  }
  .mode-panel {
    grid-template-columns: 1fr;
    gap: 30px;
    min-height: 0;
  }
  .mode-panel h3 {
    font-size: 28px;
  }
  .mode-panel p:not(.eyebrow) {
    font-size: 15px;
    margin-top: 18px;
  }
  .segment {
    display: flex;
    margin-bottom: 28px;
  }
  .segment button {
    flex: 1;
    font-size: 13px;
    padding: 10px 7px;
    min-height: 46px;
  }
  .mode-panel .text-link {
    margin-top: 12px;
  }
  .payment-flow li {
    padding: 16px 0;
    gap: 18px;
  }
  .payment-flow strong {
    font-size: 15px;
  }
  .flow-icon {
    height: 44px;
    width: 44px;
  }
  .payment-flow small {
    font-size: 11px;
  }
  .membership-gallery {
    grid-template-columns: 1fr 1fr;
    gap: 26px 18px;
  }
  .membership-gallery h3 {
    font-size: 25px;
    margin-top: 12px;
  }
  .membership-gallery h3 span {
    width: 30px;
    height: 30px;
  }
  .membership-gallery h3 svg {
    width: 17px;
  }
  .membership-gallery p {
    font-size: 12px;
  }
  .membership-details {
    margin-top: 30px;
  }
  .membership-details article {
    grid-template-columns: 1fr;
    gap: 18px;
    min-height: 330px;
    padding: 26px 0;
  }
  .membership-details h3 {
    font-size: 23px;
  }
  .membership-details article p:not(.eyebrow) {
    font-size: 15px;
  }
  .membership-details .eyebrow {
    margin-bottom: 7px;
  }
  .inline-features {
    gap: 8px 18px;
  }
  .membership-details > .small {
    font-size: 12px;
  }
  .membership-details > .small .text-link {
    font-size: 12px;
  }
  .use-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .use-grid figure {
    aspect-ratio: 1.2;
  }
  .use-copy {
    padding-top: 22px;
  }
  .use-copy h3 {
    font-size: 24px;
  }
  .use-copy p:not(.eyebrow) {
    font-size: 15px;
    margin: 14px 0 8px;
  }
  .fit-line {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 30px;
    padding-top: 26px;
  }
  .fit-line p {
    font-size: 13px;
  }
  .start-steps {
    gap: 28px 22px;
  }
  .start-steps h3 {
    font-size: 18px;
    margin-top: 14px;
  }
  .start-steps p {
    font-size: 13px;
  }
  .start-steps span {
    font-size: 30px;
  }
  .start-steps li {
    padding-top: 20px;
  }
  .faq-list summary {
    font-size: 15px;
    padding: 19px 0;
  }
  .faq-list details p {
    font-size: 14px;
    padding-right: 14px;
  }
  .sources {
    margin-top: 34px;
  }
  .sources > div {
    gap: 0 16px;
  }
  .sources p {
    font-size: 14px;
  }
  .sources .text-link {
    font-size: 14px;
  }
  .final-cta h2 {
    font-size: 32px;
  }
  .final-cta .actions {
    margin-top: 26px;
    gap: 10px;
  }
  .final-cta .button {
    padding: 10px 15px;
    font-size: 13px;
    gap: 6px;
  }
  .disclosure {
    font-size: 14px;
  }
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: 32px 24px;
  }
  .footer-grid nav:last-child {
    grid-column: auto;
  }
  .footer-grid .text-link {
    font-size: 13px;
    line-height: 1.65;
    padding-block: 7px;
  }
  .footer-bottom {
    display: block;
    font-size: 12px;
    line-height: 1.8;
  }
  .footer-bottom p + p {
    margin-top: 10px;
  }
  .site-footer {
    padding: 42px 0 24px;
  }
  .page-hero {
    padding-block: 24px 40px;
  }
  .breadcrumb {
    margin-bottom: 28px;
    font-size: 11px;
  }
  .page-lead {
    font-size: 15px;
    margin-top: 18px;
  }
  .guide-layout {
    padding-bottom: 42px;
  }
  .toc {
    gap: 3px 18px;
  }
  .toc a {
    font-size: 12px;
  }
  .guide-step {
    padding: 30px 0;
  }
  .guide-step header {
    align-items: flex-start;
    gap: 16px;
    margin-bottom: 22px;
  }
  .guide-step header > span {
    font-size: 35px;
  }
  .guide-step h2 {
    font-size: 24px;
  }
  .guide-step p,
  .guide-step li,
  .text-section p,
  .text-section li,
  .prose p {
    font-size: 15px;
  }
  .guide-step .actions {
    gap: 8px;
  }
  .guide-step .button {
    font-size: 13px;
    padding: 10px 14px;
  }
  .guide-product {
    grid-template-columns: 1fr;
    gap: 20px;
  }
  .guide-product img {
    max-width: 260px;
    padding: 0;
    margin: auto;
  }
  .note {
    padding: 16px;
    gap: 12px;
  }
  .note p {
    font-size: 13px;
  }
  .note strong {
    font-size: 14px;
  }
  .text-section {
    padding: 28px 0;
  }
  .text-section h2,
  .prose h2 {
    font-size: 25px;
  }
  .data-table table {
    font-size: 13px;
  }
  .data-table th,
  .data-table td {
    padding: 14px 10px;
  }
  .data-table tbody th {
    min-width: 82px;
  }
  .calculator {
    grid-template-columns: 1fr;
  }
  .calculator form,
  .calculator-result {
    padding: 24px;
  }
  .calculator form h2 {
    font-size: 24px;
  }
  .calculator form > .small {
    font-size: 13px;
    margin-bottom: 24px;
  }
  .form-grid {
    grid-template-columns: 1fr 1fr;
    gap: 20px 14px;
  }
  .field > span {
    font-size: 12px;
  }
  .input-wrap {
    padding: 0 10px;
  }
  .input-wrap input {
    font-size: 17px;
  }
  .input-wrap > span {
    font-size: 11px;
  }
  .spend-heading input {
    font-size: 30px;
  }
  .calculator-result h2 {
    font-size: 28px;
  }
  .calculator-result output {
    font-size: 46px;
  }
  .calculator-result {
    min-height: 490px;
  }
  .calculator-result .eyebrow {
    margin-bottom: 12px;
  }
  .calculator-result dl div {
    font-size: 13px;
  }
  .error {
    font-size: 12px;
  }
  .result-note {
    padding-top: 22px;
  }
  .prose {
    padding-bottom: 44px;
  }
}
@media (max-width: 350px) {
  .wrap {
    width: calc(100% - 32px);
  }
  .hero h1 {
    font-size: 42px;
  }
  .hero-tagline {
    font-size: 18px;
  }
  .hero .button {
    font-size: 12px;
    padding: 10px 12px;
  }
  .membership-gallery {
    gap: 26px 14px;
  }
  .membership-gallery h3 {
    font-size: 22px;
  }
  .form-grid {
    grid-template-columns: 1fr;
  }
}
@media (max-width: 350px) {
  .hero-copy {
    padding-top: 20px;
  }
}
@media (max-width: 600px) {
  .header-actions .compact,
  .icon-button {
    min-height: 44px;
    height: 44px;
  }
  .icon-button {
    width: 44px;
  }
  .hero .button {
    min-height: 48px;
  }
}
@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }
  *,
  *::before,
  *::after {
    transition: none !important;
    animation: none !important;
  }
}

.mode-caution {
  font-size: 14px;
  color: var(--muted);
  border-top: 1px solid var(--line);
  padding-top: 20px;
  margin-top: 30px;
}
.benefit-strip em {
  font-family: "Noto Sans KR Variable", sans-serif;
  font-size: 16px;
  font-style: normal;
}
.tier-field {
  margin-bottom: 24px;
  max-width: 350px;
}
.tier-field select {
  font: inherit;
  font-size: 16px;
  width: 100%;
  min-height: 48px;
  padding: 10px;
  border: 1px solid #c6c6ce;
  border-radius: 5px;
  background: #fff;
  color: var(--ink);
}
.calc-assumption {
  font-size: 13px;
  line-height: 1.8;
  color: var(--muted);
  margin-top: 20px;
}
.calculator-result .text-link {
  font-size: 13px;
  margin-top: 18px;
}
.calculator-result .result-note {
  margin-top: 18px;
}
.data-table + .small {
  margin-top: 22px;
  font-size: 14px;
}
.hero-copy .button {
  min-height: 46px;
  padding: 10px 20px;
}

.support-article {
  padding-bottom: 72px;
}
.support-article .text-section:first-child {
  margin-top: 0;
}
.support-center {
  margin-inline: auto;
}
.support-steps {
  list-style: none;
  padding: 0;
  margin: 28px 0 0;
}
.support-steps li {
  display: grid;
  grid-template-columns: 52px minmax(0, 1fr);
  gap: 20px;
  padding: 24px 0;
  margin: 0;
  border-top: 1px solid var(--line);
}
.support-steps li > span {
  font-family: Georgia, serif;
  font-size: 30px;
  line-height: 1.25;
  color: var(--purple);
}
.support-steps h3 {
  font-size: 22px;
}
.support-steps p {
  margin-top: 10px;
}
.answer-rows {
  margin-top: 28px;
}
.answer-rows > div {
  display: grid;
  grid-template-columns: 180px minmax(0, 1fr);
  gap: 24px;
  padding: 22px 0;
  border-top: 1px solid var(--line);
}
.answer-rows dt {
  font-weight: 500;
}
.answer-rows dd {
  margin: 0;
  color: var(--muted);
}
.wallet-columns {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 64px;
}
.wallet-columns .text-section {
  margin-top: 0;
}
.wallet-columns .text-section + .text-section {
  border-left: 1px solid var(--line);
  padding-left: 48px;
}
.wallet-columns li {
  margin-bottom: 16px;
  color: var(--muted);
}
.related-guides {
  border-top: 1px solid var(--line);
  margin-top: 48px;
  padding-top: 28px;
}
.related-guides h2 {
  font-size: 22px;
  margin-bottom: 14px;
}
.related-guides > div,
.guide-next-links,
.topic-links {
  display: flex;
  flex-wrap: wrap;
  gap: 8px 32px;
}
.related-guides .text-link,
.topic-links .text-link {
  min-height: 44px;
}
.reward-example {
  border-left: 3px solid var(--purple);
  padding: 10px 0 10px 24px;
  margin: 24px 0;
}
.text-section .actions {
  margin-top: 24px;
}
@media (max-width: 800px) {
  .footer-identity {
    display: block;
  }
  .footer-identity > p {
    margin-top: 24px;
  }
  .wallet-columns {
    grid-template-columns: 1fr;
    gap: 0;
  }
  .wallet-columns .text-section + .text-section {
    border-left: 0;
    border-top: 1px solid var(--line);
    padding-left: 0;
    padding-top: 32px;
  }
}
@media (max-width: 600px) {
  .footer-grid nav:last-child {
    grid-column: auto;
  }
  .footer-grid .text-link {
    font-size: 13px;
  }
  .support-article {
    padding-bottom: 48px;
  }
  .support-steps li {
    grid-template-columns: 36px minmax(0, 1fr);
    gap: 14px;
    padding-block: 22px;
  }
  .support-steps li > span {
    font-size: 26px;
  }
  .support-steps h3 {
    font-size: 20px;
  }
  .answer-rows > div {
    grid-template-columns: 1fr;
    gap: 8px;
  }
  .reward-example {
    padding-left: 16px;
  }
}